I moved here in 1982 from Pennsylvania and have watched this valley grow tremendously. I believe good growth creates good investment in real property. I’ve been a realtor since 1997 and what excites me about real estate in Arizona is that it continues to change and I like helping people find a place they can call home. Arizona is an awesome place to live whether you are a first time home buyer or seller. In 2007 I opened a landscape business servicing the Sun City and Sun City West area called the Real Yard Guy. Being a licensed contractor has been a very good experience for me. On a personal note I am married, I have 2 girls and a grandson and I enjoy the outdoors. … [Read More]
Recession and Expansion
There are times when the economy is brisk and everyone feels confident about his or her prospects for the future. As a result, they spend money. People eat out more, buy new cars, and…
…they buy new homes.
Then, for one reason or another, the economy slows down. Companies lay off employees and consumers are more careful about where they spend money, perhaps saving more than usual. As a result, the economy decelerates even further. If it slows enough, we have a recession.
During such a time, fewer people are buying homes. Even so, some homeowners find themselves in a situation where they … [Read More...]
When conversing with real estate agents, you will often find that when they talk to you about buying real estate, they will refer to your purchase as a “home.” Yet if you are selling property, they will often refer to it as a “house.” There is a reason for this. Buying real estate is often an emotional decision, but when selling real estate you need to remove emotion from the equation.
You need to think of your house as a marketable commodity. Property. Real estate. Your goal is to get others to see it as their potential home, not yours. If you do not consciously make this decision, you can inadvertently create a … [Read More...]
For most people, changing employers will not really affect your ability to qualify for a mortgage loan, especially if you are going to be earning more money. For some homebuyers, however, the effects of changing jobs can be disastrous to your loan application.
How Changing Jobs Effects Buying a Home
If you are a salaried employee who does not earn additional income from commissions, bonuses, or over-time, switching employers should not create a problem. Just make sure to remain in the same line of work. Hopefully, you will be earning a higher salary, which will help you better qualify for a … [Read More...]